· · · UBI · · ·
Unity Building Investment
Universal Basic Income
First and ultimately foremost, certain protocols must be changed to enable any form of UBI to be truly beneficial. A good example of an established degredation protocol is the way that prices seem to inflate when it is understood that people may have more money to spend. In a capitalism based economy, is there any way to corral inflationary tendencies? It has been repeatedly proven that anything is possible, so...
Another accepted policy is the sale of debt to extortionary institutions. Since debts are normally sold at a fraction of the amount, a profit is automatically associated with the collection of any sold debt. Therefore it should be made law that any non originating debt collection entity may only request the debt amount with zero interest and no additional fees, and a periodic payment option must be allowed. And along with the fact that losses are usually claimed by the originating entities, it may be likely that any sale of debt for further collection is actually illegal.
An additional factor affecting any form of income is the fact that much of the population is affected by arbitrary rental increases by landlord establishments. It should also be made into law that any rental that is marketed as a primary residence, must be subjected to a realistic formulaic rent control for the duration of the living occupant under rental agreement. Of course any rental not intended as a place to call home would not be umbrellaed under such restrictions.
A moreover systemic protocol that is actually a clever trick of financial smoke and mirrors is the way home mortgages are truthfully utilized to fraudulently siphon money from 'to be' home owners. It is a simple fact that any mortgage indicates ownership by someone or something other than the occupant of the house, like a bank or alternate money source. Yet as with necessary rental control in place to protect primary residences, so should the systemic protocols be shifted toward the benefit of primary residence mortgagors. Such that all PMI (Pseudo Mortgage Insurance), all late fees, so called 'inspection' fees, and any fee whatsoever must be removed and never placed upon a mortgage used as a primary residence for any given mortgagor, and the mortgagor being an actual person. Further examination of the current game of primary residence mortgages reveals that any and all fees, other than agreed interest, are intended to inhibit the ability of any mortgagor to maintain a mortgage payment and are strictly in place to help ensure that property ownership is kept away from the aspiring home owner. When thoroughly examined any late payment results in more interest, and therefore automatic late fees are already in place. This is not to say that foreclosures will never happen, for mortgage payments must be maintained. But when looked at with honesty and integrity, it is crystal clear that the system is set up as a setup, to help ensure foreclosures in a concerted effort to maintain a growing homeless population and severely disparate wealth accumulations.
So where might something like an investment in the further establishment of a more perfect union of our United States of America fit in, well?
Most people have heard the term KISS as a "how to approach" for any given task. My take on the term is Keep It Seriously Simple, which is how I describe the artistic style of my Thoughtstrip. This brief article is my KISS for UBI.
My first recollection of Universal Basic Income is Andrew Yang's Freedom Dividend. Based on the disastrous phonetic blunder of Hillary Clinton's campaign slogan "Love Trumps Hate" which actually implores everyone to "Love Trump's Hate", I sent Andrew's campaign a recommendation to change from "Free Dumb Dividend" to "Liberty Dividend".
Since then it has simply become known as UBI or back to the acronymic origin. Yet based on the vastly unifying effects of the Universal Basic Income, I decided to coin a new phrase and change the acronymic source to "Unity Building Investment". For it is absolutely the only policy proposal that actually promotes a truly United States of America—possibly for the duration of the nation. Practically everything else is just a solidification of segregation. The CARES Act, Heroes Act, Welfare, Unemployment Insurance, Food Stamps, Reparations, Paying Off Student Loans, Tax Laws, Inflation ~ all a consistent and systematic promotion and affirmative action that we must remain a segregated and divided nation of unequals. We The People Matter.
An interesting thing happens when a great idea makes its way into the halls of politics. It has the tendency to become extremely convoluted, complex, earmarked, polluted, contaminated, diseased, and ultimately distorted into something that fails to reach the true mark of its clear aim.
UBI is a truly beautiful and elegant solution for helping to create a more balanced, robust and positively based economy. For the Unity Building Investment to be effective it must remain simple to implement, and it must create more clarity through the elimination of existing complexities.
Even though many of the top money players continue to keep the blinders on and refuse to see the big multidimensional picture, UBI will ultimately pay for itself by creating an exponentially blossoming economy. A national economy only does well when wealth is moving and flowing throughout the reaches of its existence. Therefore money must flow through all hands in relative abundance. Wealth flowing through only a few hands is a proven way to kill a country.
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Thoughtstrip
UBI KISS
Keeping UBI simple is the key to its beauty and imperative for its fortitude. Here is how to save the UBI, the US of A, and ultimately the World. The following is a more enhanced version of the UBI listed previously here at We The Pupil. One important addition is the inclusion of a portion of UBI for citizens under a maturity age. The maturity age would be considered the moment when a maximum UBI is received by an individual citizen.
* All UBI portions are issued as a non taxed monthly direct deposit into a special non fee based account at any approved bank for an individual with valid United States Citizen status. The account is protected from any debt collecting entity. The account may be linked to other established accounts.
* No additional payments whatsoever. Any additional payments may be obtained by accessing certain charity programs, family, and/or friends or the many employment opportunities that currently exist and will surely develop.
* Since UBI is all about investing in Unity, eliminate ALL Segregating policies, such as; Any Acts benefiting a single business, group, entity or ethnicity. End All Unemployment Insurance, Reparations, Student Loan Payoffs, Welfare, Food Stamps. All revenue and existing funds for eliminated programs will go into the UBI Fund.
* Maintain all Policies that are distributed in a unified manner to all US Citizens such as Social Security.
* Redirect Multi State Lottery revenue portions set aside for charities and other non expenditures into the UBI fund.
* Solidify the minimum wage as based upon the annual non taxed gift amount. Therefore with an annual gift exemption amount set at $15,000, and an annual part time schedule of fifty 20 hour work weeks (2 weeks time off), the minimum wage would be $15 hourly.
Simply expressed: Minimum wage, UBI and Annual Gift amounts all coincide, never decrease, and an increase in one affects all three figures.
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We The Pupil
Linking UBI, Minimum Wage, Annual Exclusion
The simple solution of eliminating wasteful segregating policies will ensure the success of UBI. The addition of a value added tax as expressed by Andrew Yang would be another element to ensure the success of UBI. Yet upon the implementation of UBI and elimination of wasteful expenditures, UBI itself will generate increased revenue at every level of government.
It is rather obvious that the economy will blossom and as more money is entrusted to everyone more and more small businesses and micro corporations will spring up and add to the wealth of the country. UBI will quite literally become a self sustaining positively enforced juggernaut.
Following is how a formulaic linking of UBI, Minimum Wage, and Annual Gift Exemption would be expressed proportionately and the possible costs and benefits based upon a general accounting of the year 2020. The graphic shows how a linking of the Minimum Wage with a Unity Building Investment and the Annual Exclusionary Gift could be accomplished.
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Enriching Imagery
More Here Than Meets The Eye
I encourage you to review additional revenue adjustments outlined in other articles here at We The Pupil.
HEROES
(: Remember, when you save the UBI, you save the World. :)
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